Paying for Orthodontics
At Tretter Orthodontics, we are passionate about helping people achieve the beautiful, healthy smiles they deserve, and we are happy to accommodate each patient’s unique circumstances, including their budgets.
Braces and Invisalign are actually more affordable than many people think, especially when you factor in options like orthodontic insurance, HSA and FSA funds, and payment plans.
Many dental insurance plans include some type of orthodontic coverage. While it is generally not enough to cover the cost of the entire treatment, it will reduce the amount you are responsible for.
Some insurance plans require you to be insured for a certain length of time before you are eligible for orthodontic coverage, while others will not cover braces or Invisalign if the treatment is already in progress when you become insured with them. Keep these facts in mind when you are deciding whether or not to change insurance companies right before or during your treatment.
We accept most dental insurance plans that cover orthodontic services, and we are happy to answer your questions about claims and coverage.
HSAs and FSAs
Another added benefit of having insurance is the ability to put money aside tax-free in a health savings account (HSA) or flexible spending account (FSA). The funds you save in these accounts can be used to pay for medical expenses not covered by your insurance policy, including orthodontics.
To learn more about using these accounts to pay for your treatment, contact your insurance company or ask us at your free initial exam.
Our family care program makes having multiple family members in braces or Invisalign at the same time affordable. Discuss this courtesy program with our treatment coordinator today!
Financing with $0 Down for Invisalign and Braces
Tretter Orthodontics is partnering with LendingPoint to make paying for Invisalign or braces even easier. There is no minimum down payment required, and payments can extend as long as 60 months, bringing the monthly cost well within your budget.
With LendingPoint, you can see what payment options are available to you without affecting your credit score, and you will receive your approval within minutes. There is also no prepayment penalty.
Pay Monthly with a Payment Plan
In addition to accepting cash, personal checks, and credit cards, we also accept monthly payments.
CareCredit offers a credit card designed specifically to cover medical expenses not covered by insurance, including braces and Invisalign. Unlike regular credit cards, CareCredit offers interest-free financing up to 24 months as long as monthly payments are made. The service also offers longer-term financing with annual percentage rates that are typically lower than regular credit cards.