Budget-Friendly Ways to Pay for Invisalign
In the past, a beautiful, healthy smile was reserved for winners of the genetic lottery, born with perfectly-aligned teeth, and for those who could afford to write big checks and pay upfront for all the costs associated with orthodontic treatment. Thanks to payment plans and increased financing options offered by orthodontists, including Tretter Orthodontics, Invisalign is now accessible to anyone who wants to increase their confidence. After all, it’s hard to put a price tag on a beautiful smile. Confidence can be an invaluable asset in every area of your life!
Invisalign uses clear, comfortable aligners to move your teeth into a healthier position and offers greater flexibility than traditional orthodontia because the aligners can be removed at any time. If you are considering braces, here are your options for budget-friendly ways to pay for Invisalign treatment.
Using Insurance to Pay for Invisalign
We accept most dental insurance plans that cover orthodontic services. It is advised that all patients check with their insurance company first to confirm what benefits are available to them. We are happy to answer any questions you have about claims and coverage now, and we will work with your insurance company on your behalf during your treatment.
Choosing a Payment Plan
We accept cash, personal checks and credit cards as forms of payment. It is our passion to help all patients achieve a beautiful smile, so we are happy to create a payment plan that will accommodate your unique circumstances. We want to help you manage the financial responsibility of orthodontic care in whatever way works best for you.
Tretter Orthodontics works with CareCredit and Lending Point, third-party financing companies, to provide our patients with more options for covering their orthodontic treatment.
CareCredit helps you pay for all medical expenses that are not covered by your insurance. For qualifying patients, there are low and no-interest payment plans. You can find out immediately if you are approved for CareCredit by speaking to a live representative or using their automated online system. Plus, there is no activation fee and CareCredit can be used at more than 200,000 health and wellness providers across the United States.
Lending Point is a third-party financing company offering several payment options. Using Lending Point to pay for Invisalign or braces not only allows you to spread the cost of your treatment over multiple months or even years, it also allows you to start treatment with no down payment.
Other Payment Options: FSA and HSA
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are additional options for covering the cost of Invisalign treatment. HSAs and FSAs are offered through your employer. An HSA is a savings account that offers special tax advantages and can be used to pay for qualified medical expenses. The money in an HSA can be rolled over at the end of the year, but they are only available to people who choose high-deductible insurance plans.
An FSA is a savings account with money that is set aside from your paycheck every month prior to taxes. The balance in your FSA does not roll over at the end of the year, so don’t let these funds go to waste before the end of 2019! Your FSA can be used to pay for qualified medical expenses like Invisalign and other orthodontic treatment. And when you use money from an FSA or an HSA, you won’t have to pay income tax on that amount.
Invisalign Is a Healthy Investment
Life is full of expenses, some of them more pleasant than others! Thinking about receiving orthodontic care should make you smile because you are investing in your oral health and beautiful teeth. Let us help you create a treatment plan that works for your lifestyle and your budget. You have options!